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Agricourtage is an independent firm dedicated exclusively to farm finance in France.
We structure, negotiate and secure your financing plan, from the initial assessment right through to the release of funds.

Track record

100+ projects
supported

€50m+
financed

Operating
throughout France

We help you bring your farming projects to life, secure their long-term future and keep the cost of borrowing down.

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Our services

Six areas of expertise, from taking over a farm to financial structuring

Farm takeover 

Help defining your project and checking that the business forecast is consistent with the value of the assets. Building the financing plan.

Growing your farm

Financing growth projects: expansion, new farm enterprises, diversification.

Buying farmland

Financial engineering with the SAFER (the French rural land agency) and land lease-to-buy schemes (portage foncier).

Equipment finance

Choosing between a standard loan, leasing (crédit-bail) and contract hire (location financière).

Loan insurance

Choose your own insurer for your farm loans (délégation d'assurance) and save compared with the bank's standard policy.

Advisory & structuring

Tailored support on your financing issues and your business or personal wealth objectives.

Our expertise

Why use a specialist farm finance broker?

Farm finance is complex — land, equipment, stock, bank requirements — and no two projects are alike. We work on four fronts.

Build a bankable, credible project

Because a viable business forecast is not necessarily a bankable project. We build a solid, consistent file that is attractive to lenders.

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Secure the economic and financial balance

Allocating your own funds, choosing the right tools (bank loans, land lease-to-buy, leasing), checking that the plan holds up over time.

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Find and negotiate the best terms

Putting lenders in competition; negotiating rates, security, loan insurance and terms. Selecting the lenders best suited to the project.

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Maximise your chances of success

Full preparation of your applications, coordination of everyone involved, preparation for bank meetings. Our aim: to secure every euro financed.

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About us

A 100% independent firm, dedicated exclusively to farm finance

Founded in 2018, Agricourtage acts as financial architect and central go-between for project owners, sellers and lenders. Because we are independent of every bank, our recommendations serve your interests alone.

 

Our team covers the whole of France and the full range of solutions: agricultural banks, land lease-to-buy schemes, leasing, crowdfunding, insurers, estate agents and the SAFER.

Présentation
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Solutions & partners

Part of our network

They trust us — why not you?

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Our method

We work in two stages

1 – Advisory & structuring

  • Proprietary scoring: analysis of the applicant's profile, economic and operational quality, financial consistency

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  • A tailor-made financing plan: allocating your own funds, loan terms and financing solutions to each asset

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  • Identifying the right lender for each financing line

2 – Brokerage & negotiation

  • Full preparation of your applications with the selected lenders

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  • Negotiating the terms: rate, security, loan insurance, duration

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  • Coordinating everyone involved until the funds are released

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  • Help preparing for bank meetings

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