Financing your farm set-up and accessing farmland in France: a path full of obstacles

Setting up in farming, especially outside a family succession, is a real challenge for many project owners. A recent article in La France Agricole highlights how hard it is for new entrants to access land, and the obstacles they face along the way. Read the full article (in French)

The obstacles to setting up in farming

For young farmers and those who want to start out without a farming family background, the main obstacles are:

• Lack of transparency on land opportunities: access to farmland remains complicated, as listings are often circulated discreetly.

• Difficulty convincing sellers: retiring farmers may hesitate to hand their farm over to project owners who don't come from a farming background.

• Financing that is often hard to secure: the investment required to buy land and equipment is considerable.

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Financing, a key issue when setting up

As Benjamin Roudière, farm finance expert at Agricourtage, explains, most projects outside a family succession come up against a lack of traditional bank financing. Banks ask for strong security and are sometimes reluctant to back atypical profiles.

Financing your farm set-up: how Agricourtage makes your project easier

At Agricourtage, we have developed a tailored approach to maximise your chances of securing financing:

✔️ Tailored support: analysis of your project, structuring of your file and introductions to the right people. ✔️ Diverse financing solutions: as well as traditional banks, we work with alternative lenders, private investors and funds dedicated to farming. ✔️ Recognised expertise: we know what lenders expect and how to present a farming project convincingly to finance your farm set-up.

Need support with your farm set-up?

Don't let obstacles hold back your ambitions! Contact Agricourtage for a free assessment of your project and find the best financing solutions.

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